We want to make residents aware that there have been a couple of recent cases of courier fraud reported in the Chipping Norton area. In each instance, individuals were contacted by someone pretending to be from the police or a bank and were persuaded to hand over money.

While these incidents are rare, we’re encouraging everyone to stay vigilant. Genuine organisations will never ask you to withdraw cash, share your PIN, or hand over your bank cards.

Please take a moment to talk to friends, neighbours, and relatives — especially those who may be more vulnerable — to help spread awareness and prevent further incidents.

If you receive a call that doesn’t feel right, hang up and contact your bank or the police using a trusted number. The genuine number for your bank is on the reverse of your debit/credit card.

Courier Fraud: What It Is, How It Works, and How to Protect Yourself

Courier fraud is a cruel and deceptive form of scam that targets people by exploiting their trust and fear — often involving individuals posing as police officers or bank staff. Although it might seem unthinkable to fall for such a scheme, the tactics used are highly convincing and sophisticated. No one should feel ashamed if they’ve been affected — the fault lies squarely with the criminals who carry it out.

What Is Courier Fraud?

Courier fraud is a type of scam in which a fraudster contacts someone, typically by phone, claiming to be from the police, a bank, or another trusted institution. They tell a compelling story — for example, that the person’s bank account has been compromised, or that counterfeit money is in circulation and the person's help is needed in an investigation.

The scammer then persuades the victim to cooperate in “catching the criminals” by withdrawing money, handing over their bank card, or buying high-value items. A "courier" is sent to the victim's home to collect the items, under the illusion that it’s part of a legitimate operation.

How Does It Work?

The process usually follows a set pattern:

Who Is Targeted?

While anyone can fall victim, this type of fraud disproportionately affects older individuals. Scammers often prey on those who live alone, may be less familiar with modern banking practices, or who simply have a strong instinct to be helpful and cooperative with authorities.

It’s important to approach this topic with compassion — people who are scammed are not foolish or careless. The fraudsters are highly manipulative and rehearsed, often working from detailed scripts and using psychological tricks to induce fear and urgency.

How to Protect Yourself and Others